Housing cost overburden rate

People living in households where total housing costs, net of housing allowances, are more than 40% of disposable income net of housing allowances.

Unit: % of population Frequency: Annual Coverage: 37 countries and 1 group 2003 to 2025 Source: Eurostat
Highest in 2025 26.4% Greece Lowest in 2025 2.4% Cyprus
European Union, 2025 7.6% Official aggregate published by the source
Countries ranked for 2025 31 Updated by the source on 29 October 2026

31 countries have a value for 2025, the latest period in the data.

Trend over time

View
Places
4 selected
European Union × Germany × France × Spain ×

% of population. Source: Eurostat. Gaps mean no published value; points are not joined across missing years.

Housing cost overburden rate (% of population), 2004 to 2025
Period European UnionGermanyFranceSpain
2025 7.6% 11.2% 6.4% 7.2%
2024 8.2% 12.0% 7.0% 7.8%
2023 8.8% 13.0%b (break in time series) 6.5% 8.2%
2022 8.7% 11.9% 6.5%b (break in time series) 9.2%
2021 8.7% 11.0% – 9.9%
2020 7.8% 9.0%b (break in time series) 5.6%b (break in time series) 8.2%
2019 9.4% 13.9% 5.5% 8.5%
2018 9.6%e (estimated) 14.2% 4.7% 8.9%
2017 10.1%e (estimated) 14.5% 5.0% 9.8%
2016 10.9%e (estimated) 15.8% 5.2% 10.2%
2015 11.2%e (estimated) 15.6% 5.7% 10.3%
2014 11.5%e (estimated) 15.9% 5.1% 10.9%
2013 11.6% 16.4% 5.2% 10.3%
2012 11.5% 16.6% 5.2% 10.7%
2011 10.6% 16.1% 5.2% 10.0%
2010 10.0% 14.5% 5.1% 9.7%
2009 – – 4.0% 10.4%
2008 – – 4.2% 9.4%b (break in time series)
2007 – – 5.7% 8.3%
2006 – – 6.0% 7.4%
2005 – – 5.3% 5.3%
2004 – – 5.4% 4.9%

Flags: b break in time series; e estimated . A dash means no value was published.

In short

  • Among the 31 countries with a value for 2025, the highest is Greece (26.4%) and the lowest Cyprus (2.4%).
  • Half of the countries are above 6.3% and half below.
  • From 2024 to 2025 the value rose in 8 countries and fell in 21.
  • The figure for the European Union was 7.6% in 2025, against 7.8% in 2020 (−0.2 percentage points).

About this measure

Definition
People living in households where total housing costs, net of housing allowances, are more than 40% of disposable income net of housing allowances.
Population covered
All people living in private households
Unit
% of population
Frequency
Annual
Changes are shown as
Percentage points (the difference between two rates)

Source and dates

Original producer
Eurostat
Source
Eurostat, the statistical office of the European Union
Dataset or series code
ilc_lvho07a · dataset details · view at source
Selection
freq=A unit=PC rskpovth=TOTAL age=TOTAL sex=T
Observation period
2003 to 2025
Provider update
29 October 2026
Retrieved
9 November 2026
Published here
9 November 2026
Licence
Eurostat reuse policy (attribution)
Attribution
Source: Eurostat

All countries in 2025 Every value is for 2025, so the countries are compared at the same point in time.

  1. 1 Greece 26.4%
  2. 2 Denmark 14.7%b (break in time series)
  3. 3 Norway 13.5%
  4. 4 Germany 11.2%
  5. 5 Sweden 10.8%
  6. 6 Türkiye 10.0%
  7. 7 Estonia 8.8%
  8. 8 Czechia 8.2%
  9. 9 Luxembourg 8.1%b (break in time series)
  10. 10 Serbia 7.9%
  11. 11 Spain 7.2%
  12. 12 Bulgaria 6.9%
  13. 13 Belgium 6.7%
  14. 14 Netherlands 6.5%
  15. 15 France 6.4%
  16. 16 Portugal 6.3%
  17. 17 Austria 6.1%
  18. 18 Malta 6.0%
  19. 19 Latvia 5.7%
  20. 20 Lithuania 5.7%p (provisional)
  21. 21 Hungary 5.3%
  22. 22 Ireland 5.3%
  23. 23 Italy 5.0%
  24. 24 Romania 5.0%
  25. 25 Finland 4.7%
  26. 26 Poland 4.1%
  27. 27 Slovakia 3.5%b (break in time series)
  28. 28 Slovenia 3.5%
  29. 29 Croatia 3.2%
  30. 30 Albania 2.6%
  31. 31 Cyprus 2.4%
  32. European Union 7.6%
Below the line: groups and aggregates, not ranked. View as map Ranking page with top and bottom ten

Downloads

Share and cite

Other citation formats

Download BibTeX (.bib) Download RIS (.ris)

Embed this chart on your site

Data as JSON: API · how to use it. Updates: Atom feed.

Report a problem with this figure

The plain link always shows the latest figures. The version link keeps today's numbers while that saved publication is retained (the most recent 30 publications).

Related measures

In this topic

Housing and households

Compare places for this measure

Map

Grey: no value for 2025. Colour groups split countries into roughly equal numbers. Boundaries: Natural Earth.