Housing cost overburden rate by country, 2025
People living in households where total housing costs, net of housing allowances, are more than 40% of disposable income net of housing allowances.
31 places ranked for 2025. Highest: Greece (26.4%). Lowest: Cyprus (2.4%). The median is 6.3%.
Highest 10
- 1. Greece 26.4%
- 2. Denmark 14.7%b (break in time series)
- 3. Norway 13.5%
- 4. Germany 11.2%
- 5. Sweden 10.8%
- 6. Türkiye 10.0%
- 7. Estonia 8.8%
- 8. Czechia 8.2%
- 9. Luxembourg 8.1%b (break in time series)
- 10. Serbia 7.9%
Lowest 10
The chart loads when you scroll to it.
Source: Eurostat.
In short
- Among the 31 countries with a value for 2025, the highest is Greece (26.4%) and the lowest Cyprus (2.4%).
- Half of the countries are above 6.3% and half below.
- From 2024 to 2025 the value rose in 8 countries and fell in 21.
- The figure for the European Union was 7.6% in 2025, against 7.8% in 2020 (−0.2 percentage points).
Full ranking
| # | Country | Value | Period | Relative size |
|---|---|---|---|---|
| 1 | Greece | 26.4% | 2025 | |
| 2 | Denmark | 14.7%b (break in time series) | 2025 | |
| 3 | Norway | 13.5% | 2025 | |
| 4 | Germany | 11.2% | 2025 | |
| 5 | Sweden | 10.8% | 2025 | |
| 6 | Türkiye | 10.0% | 2025 | |
| 7 | Estonia | 8.8% | 2025 | |
| 8 | Czechia | 8.2% | 2025 | |
| 9 | Luxembourg | 8.1%b (break in time series) | 2025 | |
| 10 | Serbia | 7.9% | 2025 | |
| 11 | Spain | 7.2% | 2025 | |
| 12 | Bulgaria | 6.9% | 2025 | |
| 13 | Belgium | 6.7% | 2025 | |
| 14 | Netherlands | 6.5% | 2025 | |
| 15 | France | 6.4% | 2025 | |
| 16 | Portugal | 6.3% | 2025 | |
| 17 | Austria | 6.1% | 2025 | |
| 18 | Malta | 6.0% | 2025 | |
| 19 | Latvia | 5.7% | 2025 | |
| 20 | Lithuania | 5.7%p (provisional) | 2025 | |
| 21 | Hungary | 5.3% | 2025 | |
| 22 | Ireland | 5.3% | 2025 | |
| 23 | Italy | 5.0% | 2025 | |
| 24 | Romania | 5.0% | 2025 | |
| 25 | Finland | 4.7% | 2025 | |
| 26 | Poland | 4.1% | 2025 | |
| 27 | Slovakia | 3.5%b (break in time series) | 2025 | |
| 28 | Slovenia | 3.5% | 2025 | |
| 29 | Croatia | 3.2% | 2025 | |
| 30 | Albania | 2.6% | 2025 | |
| 31 | Cyprus | 2.4% | 2025 |
Places are ordered from the highest to the lowest value. Group medians on this site are the middle value of the members with data for the same year; they are not official aggregates.
How this ranking works
Every country is ranked on its value for 2025, the latest period that most countries have, so all values are for the same point in time. Countries without a value for 2025 are left out. Groups and aggregates such as the European Union are not ranked. Values are as published by Eurostat; the ranking is a plain ordering from the highest to the lowest value and says nothing about whether a high value is good or bad.
Earlier years: use the year selector above. Methodology · Coverage and freshness