Housing cost overburden rate in Germany

11.2% of people in Germany spent more than 40% of their disposable income on housing in 2025.

Measure: Housing cost overburden rate Unit: % of population Data: 2010 to 2025 Source: Eurostat
Germany, 2025 11.2% % of population
Change from 2024 −0.8percentage points 2024: 12.0%
European Union, 2025 7.6% Official aggregate
Median of European Union (27 countries), 2025 6.1% Middle value of 27 countries
Position in 2025 4th of 31 See the full ranking

Housing cost overburden rate in Germany over time

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Germany European Union ×

% of population. Source: Eurostat. Gaps mean no published value; points are not joined across missing years.

Housing cost overburden rate (% of population), 2010 to 2025
Period GermanyEuropean Union
2025 11.2% 7.6%
2024 12.0% 8.2%
2023 13.0%b (break in time series) 8.8%
2022 11.9% 8.7%
2021 11.0% 8.7%
2020 9.0%b (break in time series) 7.8%
2019 13.9% 9.4%
2018 14.2% 9.6%e (estimated)
2017 14.5% 10.1%e (estimated)
2016 15.8% 10.9%e (estimated)
2015 15.6% 11.2%e (estimated)
2014 15.9% 11.5%e (estimated)
2013 16.4% 11.6%
2012 16.6% 11.5%
2011 16.1% 10.6%
2010 14.5% 10.0%

Flags: b break in time series; e estimated . A dash means no value was published.

In short

  • That is a change of −0.8 percentage points from 12.0% in 2024.
  • Since 2015, when it was 15.6%, the figure has changed by −4.4 percentage points. The source marks a break in the series during this period, so part of the change may come from a change in method.
  • Among the 31 countries with data for 2025, Germany has the 4th highest value.
  • The figure for the European Union in 2025 was 7.6%.

Source and dates

Original producer
Eurostat
Source
Eurostat, the statistical office of the European Union
Dataset or series code
ilc_lvho07a · dataset details · view at source
Selection
freq=A unit=PC rskpovth=TOTAL age=TOTAL sex=T
Observation period
2010 to 2025 for Germany
Provider update
29 October 2026
Retrieved
9 November 2026
Published here
9 November 2026
Licence
Eurostat reuse policy (attribution)
Attribution
Source: Eurostat