Housing cost overburden rate in Finland
4.7% of people in Finland spent more than 40% of their disposable income on housing in 2025.
Finland, 2025
4.7%
Change from 2024
−0.7percentage points
European Union, 2025
7.6%
Median of European Union (27 countries), 2025
6.1%
Position in 2025
25th of 31
Housing cost overburden rate in Finland over time
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Finland
European Union
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The chart loads when you scroll to it. The table below shows the same data.
The chart shows a calculation from the published values. The table below keeps the published values.
% of population. Source: Eurostat. Gaps mean no published value; points are not joined across missing years.
| Period | Finland | European Union |
|---|---|---|
| 2025 | 4.7% | 7.6% |
| 2024 | 5.4% | 8.2% |
| 2023 | 5.5% | 8.8% |
| 2022 | 5.4% | 8.7% |
| 2021 | 4.3% | 8.7% |
| 2020 | 4.1% | 7.8% |
| 2019 | 4.0% | 9.4% |
| 2018 | 4.3% | 9.6%e (estimated) |
| 2017 | 4.3% | 10.1%e (estimated) |
| 2016 | 4.4% | 10.9%e (estimated) |
| 2015 | 4.9% | 11.2%e (estimated) |
| 2014 | 5.1% | 11.5%e (estimated) |
| 2013 | 4.9% | 11.6% |
| 2012 | 4.5% | 11.5% |
| 2011 | 4.4% | 10.6% |
| 2010 | 4.2% | 10.0% |
| 2009 | 4.4% | – |
| 2008 | 4.7% | – |
| 2007 | 4.7% | – |
| 2006 | 3.7% | – |
| 2005 | 3.5% | – |
| 2004 | 3.8% | – |
Flags: e estimated . A dash means no value was published.
In short
- That is a change of −0.7 percentage points from 5.4% in 2024.
- Since 2015, when it was 4.9%, the figure has changed by −0.2 percentage points.
- Among the 31 countries with data for 2025, Finland has the 25th highest value.
- The figure for the European Union in 2025 was 7.6%.
More for Finland
All statistics for Finland
Overcrowding rate
9.5%
2025 · Eurostat
House price change
-2.3%
2025 · Eurostat
Home ownership rate
66.9%
2025 · Eurostat
Inability to keep home adequately warm
2.6%
2025 · Eurostat
Average household size
1.9 people per household
2025 · Eurostat
House prices, quarterly
-2.7%p (Provisional)
Q2 2026 · Eurostat