Home ownership rate

People living in a dwelling owned by a member of their household, with or without a mortgage, as a share of the population.

Unit: % of population Frequency: Annual Coverage: 37 countries and 1 group 2003 to 2025 Source: Eurostat
Highest in 2025 94.6% Albania Lowest in 2025 47.2% Germany
European Union, 2025 68.5% Official aggregate published by the source
Countries ranked for 2025 31 Updated by the source on 20 October 2026

31 countries have a value for 2025, the latest period in the data.

Trend over time

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Places
4 selected
European Union × Germany × France × Spain ×

% of population. Source: Eurostat. Gaps mean no published value; points are not joined across missing years.

Home ownership rate (% of population), 2005 to 2025
Period European UnionGermanyFranceSpain
2025 68.5% 47.2% 61.4% 73.6%
2024 68.4% 47.2% 61.2% 73.7%
2023 69.1% 47.6% 63.1% 75.3%
2022 69.1% 46.5% 63.4%b (break in time series) 76.0%
2021 69.8% 49.1% 64.7% 75.8%
2020 70.0% 50.5%b (break in time series) 63.6%b (break in time series) 75.1%
2019 69.8% 51.1% 64.1% 76.2%
2018 69.9%e (estimated) 51.5% 65.1% 76.3%
2017 70.0%e (estimated) 51.4% 64.4% 77.1%
2016 70.1%e (estimated) 51.7% 64.9% 77.8%
2015 70.2%e (estimated) 51.9% 64.1% 78.2%
2014 70.7%e (estimated) 52.5% 65.0% 78.8%
2013 70.7%e (estimated) 52.6% 64.3% 77.7%
2012 71.0%e (estimated) 53.3% 63.7% 78.9%
2011 70.8%e (estimated) 53.4% 63.1% 79.7%
2010 70.7%e (estimated) 53.2% 62.0% 79.8%
2009 – – 63.0% 79.6%b (break in time series)
2008 – – 62.1% 80.2%
2007 – – 60.5% 80.6%
2006 – – 62.5% –
2005 – 53.3% 61.8% –

Flags: b break in time series; e estimated . A dash means no value was published.

In short

  • Among the 31 countries with a value for 2025, the highest is Albania (94.6%) and the lowest Germany (47.2%).
  • Half of the countries are above 73.6% and half below.
  • From 2024 to 2025 the value rose in 14 countries and fell in 14.
  • The figure for the European Union was 68.5% in 2025, against 70.0% in 2020 (−1.5 percentage points).

About this measure

Definition
People living in a dwelling owned by a member of their household, with or without a mortgage, as a share of the population.
Population covered
All people living in private households
Unit
% of population
Frequency
Annual
Changes are shown as
Percentage points (the difference between two rates)

Source and dates

Original producer
Eurostat
Source
Eurostat, the statistical office of the European Union
Dataset or series code
ilc_lvho02 · dataset details · view at source
Selection
freq=A rskpovth=TOTAL hhcomp=TOTAL tenure=OWN unit=PC
Observation period
2003 to 2025
Provider update
20 October 2026
Retrieved
9 November 2026
Published here
9 November 2026
Licence
Eurostat reuse policy (attribution)
Attribution
Source: Eurostat

All countries in 2025 Every value is for 2025, so the countries are compared at the same point in time.

  1. 1 Albania 94.6%
  2. 2 Slovakia 93.8%
  3. 3 Romania 93.2%
  4. 4 Croatia 91.4%
  5. 5 Hungary 89.8%
  6. 6 Serbia 88.9%
  7. 7 Poland 87.2%
  8. 8 Lithuania 86.5%p (provisional)
  9. 9 Bulgaria 86.1%
  10. 10 Latvia 82.2%
  11. 11 Norway 80.0%
  12. 12 Estonia 79.7%
  13. 13 Italy 77.1%
  14. 14 Czechia 75.1%
  15. 15 Slovenia 74.2%
  16. 16 Spain 73.6%
  17. 17 Portugal 71.2%
  18. 18 Belgium 70.9%
  19. 19 Ireland 70.9%
  20. 20 Malta 70.9%
  21. 21 Greece 69.4%
  22. 22 Cyprus 69.2%
  23. 23 Netherlands 68.8%
  24. 24 Finland 66.9%
  25. 25 Sweden 64.6%
  26. 26 Luxembourg 64.1%b (break in time series)
  27. 27 France 61.4%
  28. 28 Denmark 58.4%
  29. 29 Türkiye 56.9%
  30. 30 Austria 54.2%
  31. 31 Germany 47.2%
  32. European Union 68.5%
Below the line: groups and aggregates, not ranked. View as map Ranking page with top and bottom ten

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Housing and households

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Map

Grey: no value for 2025. Colour groups split countries into roughly equal numbers. Boundaries: Natural Earth.