Home ownership rate by country, 2025
People living in a dwelling owned by a member of their household, with or without a mortgage, as a share of the population.
31 places ranked for 2025. Highest: Albania (94.6%). Lowest: Germany (47.2%). The median is 73.6%.
Highest 10
Lowest 10
- 31. Germany 47.2%
- 30. Austria 54.2%
- 29. Türkiye 56.9%
- 28. Denmark 58.4%
- 27. France 61.4%
- 26. Luxembourg 64.1%b (break in time series)
- 25. Sweden 64.6%
- 24. Finland 66.9%
- 23. Netherlands 68.8%
- 22. Cyprus 69.2%
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Source: Eurostat.
In short
- Among the 31 countries with a value for 2025, the highest is Albania (94.6%) and the lowest Germany (47.2%).
- Half of the countries are above 73.6% and half below.
- From 2024 to 2025 the value rose in 14 countries and fell in 14.
- The figure for the European Union was 68.5% in 2025, against 70.0% in 2020 (−1.5 percentage points).
Full ranking
| # | Country | Value | Period | Relative size |
|---|---|---|---|---|
| 1 | Albania | 94.6% | 2025 | |
| 2 | Slovakia | 93.8% | 2025 | |
| 3 | Romania | 93.2% | 2025 | |
| 4 | Croatia | 91.4% | 2025 | |
| 5 | Hungary | 89.8% | 2025 | |
| 6 | Serbia | 88.9% | 2025 | |
| 7 | Poland | 87.2% | 2025 | |
| 8 | Lithuania | 86.5%p (provisional) | 2025 | |
| 9 | Bulgaria | 86.1% | 2025 | |
| 10 | Latvia | 82.2% | 2025 | |
| 11 | Norway | 80.0% | 2025 | |
| 12 | Estonia | 79.7% | 2025 | |
| 13 | Italy | 77.1% | 2025 | |
| 14 | Czechia | 75.1% | 2025 | |
| 15 | Slovenia | 74.2% | 2025 | |
| 16 | Spain | 73.6% | 2025 | |
| 17 | Portugal | 71.2% | 2025 | |
| 18 | Belgium | 70.9% | 2025 | |
| 19 | Ireland | 70.9% | 2025 | |
| 20 | Malta | 70.9% | 2025 | |
| 21 | Greece | 69.4% | 2025 | |
| 22 | Cyprus | 69.2% | 2025 | |
| 23 | Netherlands | 68.8% | 2025 | |
| 24 | Finland | 66.9% | 2025 | |
| 25 | Sweden | 64.6% | 2025 | |
| 26 | Luxembourg | 64.1%b (break in time series) | 2025 | |
| 27 | France | 61.4% | 2025 | |
| 28 | Denmark | 58.4% | 2025 | |
| 29 | Türkiye | 56.9% | 2025 | |
| 30 | Austria | 54.2% | 2025 | |
| 31 | Germany | 47.2% | 2025 |
Places are ordered from the highest to the lowest value. Group medians on this site are the middle value of the members with data for the same year; they are not official aggregates.
How this ranking works
Every country is ranked on its value for 2025, the latest period that most countries have, so all values are for the same point in time. Countries without a value for 2025 are left out. Groups and aggregates such as the European Union are not ranked. Values are as published by Eurostat; the ranking is a plain ordering from the highest to the lowest value and says nothing about whether a high value is good or bad.
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