Business loan interest rate in Italy

New loans to businesses in Italy carried an average interest rate of 3.78% in September 2026.

Measure: Interest rate on new loans to businesses Unit: % per year Data: January 2003 to September 2026 Source: ECB
Italy, September 2026 3.78% % per year
Change from August 2026 +0.07percentage points August 2026: 3.71%
Euro area, September 2026 3.79%p (Provisional) Official aggregate
Median of European Union (27 countries), September 2026 4.13% Middle value of 16 countries
Position in September 2026 13th of 16 See the full ranking

Business loan interest rate in Italy over time

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Italy Euro area ×

% per year. Source: ECB statistics. Gaps mean no published value; points are not joined across missing years.

Interest rate on new loans to businesses (% per year), January 2017 to September 2026 – most recent 40 periods; the CSV has all of them
Period ItalyEuro area
September 2026 3.78% 3.79%p (Provisional value)
August 2026 3.71% 3.63%
July 2026 3.79% 3.72%
June 2026 3.70% 3.73%
May 2026 3.67% 3.56%
April 2026 3.56% 3.55%
March 2026 3.38% 3.50%
February 2026 3.33% 3.41%
January 2026 3.53% 3.48%
December 2025 3.59% 3.50%
November 2025 3.52% 3.40%
October 2025 3.53% 3.41%
September 2025 3.38% 3.38%
August 2025 3.39% 3.33%
July 2025 3.50% 3.43%
June 2025 3.60% 3.48%
May 2025 3.66% 3.54%
April 2025 3.76% 3.68%
March 2025 3.92% 3.81%
February 2025 3.99% 4.00%
January 2025 4.13% 4.13%
December 2024 4.40% 4.23%
November 2024 4.53% 4.40%
October 2024 4.70% 4.56%
September 2024 4.90% 4.68%
August 2024 5.13% 4.93%
July 2024 5.28% 4.96%
June 2024 5.26% 5.00%
May 2024 5.38% 5.02%
April 2024 5.30% 5.11%
March 2024 5.26% 5.13%
February 2024 5.34% 5.05%
January 2024 5.48% 5.11%
December 2023 5.45% 5.17%
November 2023 5.59% 5.20%
October 2023 5.46% 5.25%
September 2023 5.35% 5.07%
August 2023 5.01% 5.01%
July 2023 5.09% 4.93%
June 2023 5.04% 4.78%

Flags: p Provisional value . A dash means no value was published.

In short

  • That is a change of +0.07 percentage points from 3.71% in August 2026.
  • Since November 2025, when it was 3.52%, the figure has changed by +0.26 percentage points.
  • Among the 16 countries with data for September 2026, Italy has the 13th highest value.
  • The figure for the euro area in September 2026 was 3.79%.

Source and dates

Original producer
European Central Bank and national central banks, MFI interest rate statistics
Distributed by
European Central Bank, ECB Data Portal
Dataset or series code
MIR · dataset details · view at source
Selection
M..B.A2A.A.R.A.2240.EUR.N
Observation period
January 2003 to September 2026 for Italy
Provider update
Not stated by the provider
Retrieved
9 November 2026
Published here
9 November 2026
Licence
ESCB statistics reuse policy
Attribution
Source: ECB statistics, original data: European Central Bank and national central banks, MFI interest rate statistics

Values are shown as published by the ECB. Changes between periods are calculated on this site.