Business loan interest rate in Spain
New loans to businesses in Spain carried an average interest rate of 3.70% in September 2026. The value for September 2026 is the highest since February 2025.
Spain, September 2026
3.70%
Change from August 2026
+0.13percentage points
Euro area, September 2026
3.79%p (Provisional)
Median of European Union (27 countries), September 2026
4.13%
Position in September 2026
14th of 16
Business loan interest rate in Spain over time
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Spain
Euro area
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The chart loads when you scroll to it. The table below shows the same data.
The chart shows a calculation from the published values. The table below keeps the published values.
% per year. Source: ECB statistics. Gaps mean no published value; points are not joined across missing years.
| Period | Spain | Euro area |
|---|---|---|
| September 2026 | 3.70% | 3.79%p (Provisional value) |
| August 2026 | 3.57% | 3.63% |
| July 2026 | 3.68% | 3.72% |
| June 2026 | 3.53% | 3.73% |
| May 2026 | 3.48% | 3.56% |
| April 2026 | 3.41% | 3.55% |
| March 2026 | 3.24% | 3.50% |
| February 2026 | 3.27% | 3.41% |
| January 2026 | 3.33% | 3.48% |
| December 2025 | 3.28% | 3.50% |
| November 2025 | 3.31% | 3.40% |
| October 2025 | 3.22% | 3.41% |
| September 2025 | 3.19% | 3.38% |
| August 2025 | 3.24% | 3.33% |
| July 2025 | 3.27% | 3.43% |
| June 2025 | 3.17% | 3.48% |
| May 2025 | 3.36% | 3.54% |
| April 2025 | 3.47% | 3.68% |
| March 2025 | 3.53% | 3.81% |
| February 2025 | 3.89% | 4.00% |
| January 2025 | 3.87% | 4.13% |
| December 2024 | 4.03% | 4.23% |
| November 2024 | 4.23% | 4.40% |
| October 2024 | 4.32% | 4.56% |
| September 2024 | 4.56% | 4.68% |
| August 2024 | 4.79% | 4.93% |
| July 2024 | 4.76% | 4.96% |
| June 2024 | 4.87% | 5.00% |
| May 2024 | 5.05% | 5.02% |
| April 2024 | 5.01% | 5.11% |
| March 2024 | 4.99% | 5.13% |
| February 2024 | 5.02% | 5.05% |
| January 2024 | 5.03% | 5.11% |
| December 2023 | 5.13% | 5.17% |
| November 2023 | 5.21% | 5.20% |
| October 2023 | 5.21% | 5.25% |
| September 2023 | 5.07% | 5.07% |
| August 2023 | 5.10% | 5.01% |
| July 2023 | 4.84% | 4.93% |
| June 2023 | 4.63% | 4.78% |
Flags: p Provisional value . A dash means no value was published.
In short
- That is a change of +0.13 percentage points from 3.57% in August 2026.
- Since November 2025, when it was 3.31%, the figure has changed by +0.39 percentage points.
- Among the 16 countries with data for September 2026, Spain has the 14th highest value.
- The figure for the euro area in September 2026 was 3.79%.
More for Spain
All statistics for Spain
Mortgage interest rate
2.99%
September 2026 · ECB
Industrial production
102.6p (Provisional) (2021 = 100)
2025 · Eurostat
Enterprise birth rate
9.4%
2024 · Eurostat
Monthly industrial production
2.1%p (Provisional)
September 2026 · Eurostat
Industry share of GDP
19.6%
2025 · World Bank
New businesses registered
118,193 companies
2024 · World Bank
Source and dates
Values are shown as published by the ECB. Changes between periods are calculated on this site.