Business loan interest rate in Ireland
New loans to businesses in Ireland carried an average interest rate of 4.70% in September 2026. The value for September 2026 is the highest since October 2025.
Ireland, September 2026
4.70%
Change from August 2026
+0.27percentage points
Euro area, September 2026
3.79%p (Provisional)
Median of European Union (27 countries), September 2026
4.13%
Position in September 2026
4th of 16
Business loan interest rate in Ireland over time
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Ireland
Euro area
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The chart loads when you scroll to it. The table below shows the same data.
The chart shows a calculation from the published values. The table below keeps the published values.
% per year. Source: ECB statistics. Gaps mean no published value; points are not joined across missing years.
| Period | Ireland | Euro area |
|---|---|---|
| September 2026 | 4.70% | 3.79%p (Provisional value) |
| August 2026 | 4.43% | 3.63% |
| July 2026 | 4.57% | 3.72% |
| June 2026 | 4.21% | 3.73% |
| May 2026 | 4.31% | 3.56% |
| April 2026 | 4.31% | 3.55% |
| March 2026 | 4.18% | 3.50% |
| February 2026 | 3.75% | 3.41% |
| January 2026 | 4.22% | 3.48% |
| December 2025 | 3.62% | 3.50% |
| November 2025 | 3.48% | 3.40% |
| October 2025 | 5.00% | 3.41% |
| September 2025 | 4.84% | 3.38% |
| August 2025 | 4.58% | 3.33% |
| July 2025 | 4.82% | 3.43% |
| June 2025 | 4.89% | 3.48% |
| May 2025 | 4.67% | 3.54% |
| April 2025 | 5.41% | 3.68% |
| March 2025 | 5.92% | 3.81% |
| February 2025 | 5.66% | 4.00% |
| January 2025 | 5.05% | 4.13% |
| December 2024 | 5.56% | 4.23% |
| November 2024 | 5.19% | 4.40% |
| October 2024 | 5.07% | 4.56% |
| September 2024 | 4.08% | 4.68% |
| August 2024 | 5.69% | 4.93% |
| July 2024 | 6.40% | 4.96% |
| June 2024 | 5.52% | 5.00% |
| May 2024 | 5.83% | 5.02% |
| April 2024 | 6.45% | 5.11% |
| March 2024 | 6.51% | 5.13% |
| February 2024 | 6.09% | 5.05% |
| January 2024 | 6.01% | 5.11% |
| December 2023 | 5.69% | 5.17% |
| November 2023 | 6.04% | 5.20% |
| October 2023 | 5.84% | 5.25% |
| September 2023 | 5.66% | 5.07% |
| August 2023 | 5.78% | 5.01% |
| July 2023 | 5.78% | 4.93% |
| June 2023 | 5.57% | 4.78% |
Flags: p Provisional value . A dash means no value was published.
In short
- That is a change of +0.27 percentage points from 4.43% in August 2026.
- Since November 2025, when it was 3.48%, the figure has changed by +1.22 percentage points.
- Among the 16 countries with data for September 2026, Ireland has the 4th highest value.
- The figure for the euro area in September 2026 was 3.79%.
More for Ireland
All statistics for Ireland
Mortgage interest rate
3.44%
September 2026 · ECB
Industrial production
122.4 (2021 = 100)
2025 · Eurostat
Enterprise birth rate
10.8%
2024 · Eurostat
Monthly industrial production
-19.1%p (Provisional)
September 2026 · Eurostat
Industry share of GDP
37.8%
2025 · World Bank
New businesses registered
23,440 companies
2024 · World Bank
Source and dates
Values are shown as published by the ECB. Changes between periods are calculated on this site.