Business loan interest rate in Bulgaria

New loans to businesses in Bulgaria carried an average interest rate of 4.54% in September 2026. The value for September 2026 is the highest since December 2025.

Measure: Interest rate on new loans to businesses Unit: % per year Data: January 2007 to September 2026 Source: ECB
Bulgaria, September 2026 4.54% % per year
Change from August 2026 +0.18percentage points August 2026: 4.36%
Euro area, September 2026 3.79%p (Provisional) Official aggregate
Median of European Union (27 countries), September 2026 4.13% Middle value of 16 countries
Position in September 2026 5th of 16 See the full ranking

Business loan interest rate in Bulgaria over time

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Bulgaria Euro area ×

% per year. Source: ECB statistics. Gaps mean no published value; points are not joined across missing years.

Interest rate on new loans to businesses (% per year), January 2017 to September 2026 – most recent 40 periods; the CSV has all of them
Period BulgariaEuro area
September 2026 4.54% 3.79%p (Provisional value)
August 2026 4.36% 3.63%
July 2026 4.15% 3.72%
June 2026 4.50% 3.73%
May 2026 4.15% 3.56%
April 2026 4.40% 3.55%
March 2026 4.18% 3.50%
February 2026 4.26% 3.41%
January 2026 4.30% 3.48%
December 2025 4.60% 3.50%
November 2025 3.97% 3.40%
October 2025 4.34% 3.41%
September 2025 4.25% 3.38%
August 2025 4.12% 3.33%
July 2025 4.20% 3.43%
June 2025 4.67% 3.48%
May 2025 4.73% 3.54%
April 2025 4.10% 3.68%
March 2025 4.81% 3.81%
February 2025 4.49% 4.00%
January 2025 4.71% 4.13%
December 2024 5.01% 4.23%
November 2024 4.83% 4.40%
October 2024 5.24% 4.56%
September 2024 5.72% 4.68%
August 2024 5.26% 4.93%
July 2024 4.28% 4.96%
June 2024 5.91% 5.00%
May 2024 5.50% 5.02%
April 2024 5.49% 5.11%
March 2024 5.91% 5.13%
February 2024 5.72% 5.05%
January 2024 4.94% 5.11%
December 2023 5.79% 5.17%
November 2023 5.78% 5.20%
October 2023 5.69% 5.25%
September 2023 6.14% 5.07%
August 2023 5.73% 5.01%
July 2023 5.68% 4.93%
June 2023 5.71% 4.78%

Flags: p Provisional value . A dash means no value was published.

In short

  • That is a change of +0.18 percentage points from 4.36% in August 2026.
  • Since November 2025, when it was 3.97%, the figure has changed by +0.57 percentage points.
  • Among the 16 countries with data for September 2026, Bulgaria has the 5th highest value.
  • The figure for the euro area in September 2026 was 3.79%.

Source and dates

Original producer
European Central Bank and national central banks, MFI interest rate statistics
Distributed by
European Central Bank, ECB Data Portal
Dataset or series code
MIR · dataset details · view at source
Selection
M..B.A2A.A.R.A.2240.EUR.N
Observation period
January 2007 to September 2026 for Bulgaria
Provider update
Not stated by the provider
Retrieved
9 November 2026
Published here
9 November 2026
Licence
ESCB statistics reuse policy
Attribution
Source: ECB statistics, original data: European Central Bank and national central banks, MFI interest rate statistics

Values are shown as published by the ECB. Changes between periods are calculated on this site.