Business loan interest rate in Estonia
New loans to businesses in Estonia carried an average interest rate of 4.62% in August 2026.
Estonia, August 2026
4.62%
Change from July 2026
−0.58percentage points
Euro area, August 2026
3.63%
Median of European Union (27 countries), August 2026
3.98%
Business loan interest rate in Estonia over time
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Estonia
Euro area
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The chart loads when you scroll to it. The table below shows the same data.
The chart shows a calculation from the published values. The table below keeps the published values.
% per year. Source: ECB statistics. Gaps mean no published value; points are not joined across missing years.
| Period | Estonia | Euro area |
|---|---|---|
| September 2026 | – | 3.79%p (Provisional value) |
| August 2026 | 4.62% | 3.63% |
| July 2026 | 5.20% | 3.72% |
| June 2026 | 4.96% | 3.73% |
| May 2026 | 4.67% | 3.56% |
| April 2026 | 4.89% | 3.55% |
| March 2026 | – | 3.50% |
| February 2026 | 4.37% | 3.41% |
| January 2026 | 4.52% | 3.48% |
| December 2025 | 4.60% | 3.50% |
| November 2025 | – | 3.40% |
| October 2025 | 4.47% | 3.41% |
| September 2025 | 4.45% | 3.38% |
| August 2025 | 4.36% | 3.33% |
| July 2025 | 4.23% | 3.43% |
| June 2025 | – | 3.48% |
| May 2025 | – | 3.54% |
| April 2025 | 5.20% | 3.68% |
| March 2025 | 5.13% | 3.81% |
| February 2025 | – | 4.00% |
| January 2025 | – | 4.13% |
| December 2024 | – | 4.23% |
| November 2024 | – | 4.40% |
| October 2024 | – | 4.56% |
| September 2024 | 6.74% | 4.68% |
| August 2024 | – | 4.93% |
| July 2024 | 6.92% | 4.96% |
| June 2024 | 6.35% | 5.00% |
| May 2024 | 6.87% | 5.02% |
| April 2024 | 6.71% | 5.11% |
| March 2024 | 7.26% | 5.13% |
| February 2024 | 7.25% | 5.05% |
| January 2024 | – | 5.11% |
| December 2023 | 7.11% | 5.17% |
| November 2023 | – | 5.20% |
| October 2023 | – | 5.25% |
| September 2023 | – | 5.07% |
| August 2023 | 6.60% | 5.01% |
| July 2023 | 6.33% | 4.93% |
| June 2023 | 6.21% | 4.78% |
Flags: p Provisional value . A dash means no value was published.
In short
- That is a change of −0.58 percentage points from 5.20% in July 2026.
- Since August 2025, when it was 4.36%, the figure has changed by +0.26 percentage points.
- The figure for the euro area in August 2026 was 3.63%.
More for Estonia
All statistics for Estonia
Mortgage interest rate
4.45%
September 2026 · ECB
Industrial production
91.4 (2021 = 100)
2025 · Eurostat
Enterprise birth rate
12.1%
2024 · Eurostat
Monthly industrial production
6.0%
September 2026 · Eurostat
Industry share of GDP
19.7%
2025 · World Bank
New businesses registered
23,154 companies
2024 · World Bank
Source and dates
Values are shown as published by the ECB. Changes between periods are calculated on this site.